Arizona is giving $15 million to qualifying homebuyers...

Get Up to $20,000 if You Buy a Home in Key Zip Codes

One of the most exciting Down Payment Assistance programs in Arizona has been funded again! But the money will go quickly. If you act now, you could get your share of the $15 million fund, up to $20,000 (10% of purchase price) toward your downpayment/closing costs. Here are guidelines for the Pathway to Purchase program:

  • 640 minimum credit score
  • Owner occupied, primary residence
  • Certain zip codes only (keep reading for details!)
  • Borrower(s) income maximum not to exceed $92,984
  • Purchase price up to $371,936

Click one of the red qualifying zip codes to see current Phoenix-area MLS listings:

Bullhead City - 86442

Casa Grande - 85122

Glendale - 85301

Green Valley - 85614

Kingman - 86409

Phoenix - 85016, 85017, 85051, 85041, 85042

Rio Rico - 85648

Sahuarita - 85629

Sierra Vista- 85650, 85635

Tucson - 85730, 85706, 85747, 85712, 85710, 85711, 85713, 85746

Vail - 85641

Down Payment Assistance is Offered on a First-Come, First-Served Basis...Call Us to Find Out More

Do you want a yard for your dog? Your own garage? Freedom from a management company calling the shots? This is a great time to take control of your future and start building equity for yourself, not for someone else (like you're doing now by paying rent).


Contact us at 480.241.0241 to get started on your home-buying journey. We will connect you with a State-authorized lender to see if you qualify and to take the next step toward buying your home.

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meet your instructors

Melanie Johnston, REALTOR

I look forward to meeting you and sharing what it takes to find your ideal home. I've lived in the Valley since 1981, coming from Colorado to earn a B.A. in journalism and public relations at ASU. I've been a licensed Arizona Real Estate Agent since 2005. With HomeSmart as my broker, I have access to many resources that help both buyers and sellers.

Licensing: AZ Dept. of Real Estate SA558724000

Ryan Halldorson, V.I.P. Mortgage Inc.

I grew up in Omaha, Nebraska, and received my degree in industrial engineering from Iowa State University in 1995. A year later, I headed out west and transitioned into the mortgage industry in 2001.  Buying a home can be quite hectic, and I have a personal investment in helping my clients make what is likely the largest financial investment of their lives.

Company licenses: National ‑ 145502;  AZ ‑ 0909074

Individual: National ‑ 216632; AZ - LO0911658;

Also licensed in CA, FL, GA, NC, NE, NV, TX

Rob Clang, Reliant Title

Rob brings more than 31 years of experience in the Escrow and Title industry with the last 17 years working in Arizona. He has been a Title Examiner, Sales Executive, Escrow Officer and carries a complete understanding of the AAR Real Estate Contract. His ability to connect and communicate with clients to help them understand the process has been a foundation of his success. Rob is empathetic to his clients' goals and provides a level of service that exceeds even the most demanding clients' expectations.

Scottsdale bootcamp location

HomeSmart Corporate (Classroom)

8388 East Hartford Drive, Suite 100 Scottsdale, AZ 85255

(480) 241-0241

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